Purchasing a home is undoubtedly one of life’s biggest milestones. It’s a big step not just financially, but emotionally; and having someone to help you navigate that can be a big relief. Because quite frankly, while it is an exciting time in your life, it can also be an overwhelming one. Having an experienced mortgage broker to break it all down for you will not only save you time, it will also save you the frustration that arises when the unexpected happens.

An experienced mortgage broker knows the ins and outs of lending criteria and that knowledge will make all the difference in how much you will end up paying both upfront and over time. It is part of their job, not just to get you the best possible rate, but to know how to properly structure your deal to get you the best terms, at the best possible rate. 

Another way an experienced mortgage broker will help you get the most out of your money is by having the connections you will need to find you the best lender for your situation. Not all lenders are created equal, and with recent changes to federal legislation, the banks might not be your best option, even if you have great credit. 

With CYR Funding, you have access to a large selection of lenders in the marketplace that are suitable for your needs, including pension funds, life insurance companies, A banks, B banks, foreign banks, trust companies, credit unions, savings and loans corporations, mortgage investment corporations and thousands of private investors. This means that you don’t have the headache of trying to figure out what we have spent years learning. 

Because we recognize that each person has a unique financial situation, an experienced mortgage broker at CYR Funding will source out the best mortgage solutions with terms and conditions that fit your particular requirements. We will work for you to offer creative and possibly alternative solutions that will help get you in the home you desire.     

An experienced mortgage broker can advise you properly at every stage. We will ensure that you know what information you need, when you will need it and how to prepare it for the lender so they are able to make a decision as quickly as possible. 

CYR Funding is regulated by FSCO. FSCO is the Financial Services Commission of Ontario and was established under the Financial Services Commission of Ontario Act, 1997. Its legislative mandate is to provide regulatory services that protect the public interest and enhance public confidence in the sectors it regulates.

FSCO is accountable to the Minister of Finance and regulates the insurance sector; pension plans; loan and trust companies; credit unions and caisses populaires; the mortgage brokering sector; co-operative corporations in Ontario; and service providers who invoice auto insurers for statutory accident benefits claims. Being regulated by FSCO ensures that we are compliant of all rules and assures you that we are meeting the standards mandated by the province for your protection.

Let us help guide you and provide insight into this process.